The Budget Month

April, start of the new financial year. I have no idea why it cannot coincide with the regular New Year. “You,” accused Shri Husband, “have no idea about many things.” I chose to ignore His Sweetship until I was through with the typing. A quick googling told me the reasons (for the financial year starting on 1 April, not why Shri Husband was his normal, irritable self). One said: ‘The income relies upon the estimation of the yields that are harvested in the period of February and March. Thus, two months of span give government idea whether the revenue is going to increase/decrease.’ But, the mystery remains unsolved, like that of evolution of mankind, because there are other theories. One, the Income-Tax Act came into force from April 1, 1962. Second, it might have been to prevent year end accounting and balance sheet, etc., preparation coinciding with Holiday season of Christmas and New Year. Remember, before computers and emails (seems unbelievable that we lived through paper times), lots of work had to be done with ink and mental arithmetic. Papers had to be punched and filed (that hasn’t changed, hard copies are still greatly valued). Importantly, the files or copies had to be dispatched to a wonderland called Head Office, which often was in England. After that, the comments were written and the documents returned to have responses to comments noted on the files which were re-dispatched by sea to the land of the Rani. By the time the accounting for the year was over, it was April of the following year. Nothing’s changed, really, we’re still going bang into the 31 March deadline year after year, never smoothly sailing through it. Another reason: April coincided with the Hindu new year. This is a weak example, for many traditional businesses begin on Dassera or even the Laxmi Pujan done at Diwali. “But, then,” I read from the internet, “festivals like Navratri and Diwali fall in the month of October and November, followed by Christmas in December. These account for heavy sales for the retailers making accounting complex and time consuming.To avoid the collision of both so as each of the activity gets efficient time and attention, December might not have been preferred as the month of closure of the financial year.” I love Google, I said, as I got this information. The “grrrumph” sound from Shri Husband was best left un-deciphered; I’d rather not solve the mysteries of his mind. Importantly, India is not the only country that follows this trend. We have company: Canada, United Kingdom (UK), New Zealand, Hong Kong and Japan. In Delhi, the FM and the PM and the entire stable of television channels have already gone beserk over the national budget announcements and their repercussions on industry, farmers, tourism and what not. No concessions for freelance humour columnists. No sympathy either. At micro level, in a tiny office in a little Goan school, the accountants bend over ledgers, cash-books, vouchers, receipts and across that wonderful invention called Excel. For some reason, Excel has a quarrel with Tally, the finance software. Both have disagreeing totals. Same person making the entries from the same documents, but something or the other doesn’t match. Frustration means chai is needed. We have a moody electric kettle that refuses to work when we want it to. We budget for a new one and repairing is working out more expensive and getting readymade tea in a plastic bag from a nearby gaddo doesn’t satisfy the chai-drinkers. What follows the Excel-Tally disagreement are: • explanations (‘Vendor send previous full year’s newspaper bill after 1 April’), • digging into memories (‘Remember, the sewage overflowed and we got labour to clean it?’) • discovering scribbles on scraps of paper stuck in diary pages (‘Arre, I forgot to write this in the register, we had got the fire-thing refilled, no?’), • and manual recalculations help to match the figures (‘Better to do like this by hand. Computer must be wrong’). Finally, everyone’s satisfied. The income depressed me. A few parents, even those who are regular salaried government employees, resisted paying fees quoting ‘Covid’. The slum-dwelling, migrant labourers have been better behaved. The teachers—am proud of them—were willing to work for nil if things got worse. “We can’t waste the children’s year,” they said. If there is a Chief Principal in the Sky, s/he must have heard that and made sure we had just enough each month to pay the salaries. To the rupee. “Then,” said Shri Husband, as always looking over my shoulder to read what I was typing, “What was the case for ‘depression’?” Best to keep quiet, otherwise he gets into lecture-baazi mode. I didn’t even feel like telling him that many budget schools have done so poorly that they have either shut down or are on the verge of doing so. We’ve scraped by, thanks to the efforts of the teachers and responsible, decent parents. The expenditure, other than the meagre salaries of a budget school, was on electricity and water bills. Even the telephone didn’t get used. Stationery was hardly used as the summative examinations, unit tests, formative assessments, continuous evaluation (for those not in this profession, these terms are not synonyms) were held online. The lower-kindergarten students had spent an entire year in school without having seen a classroom or their teacher in real life. How to predict for the coming year, I mused, with the virus mutating from avtar to avtar? No one listens to my mumbling. Everyone gets on with the job at hand. We budget for masks and sanitizers. Liquid hand-wash. Floor-cleaning fluids. Disposable gloves in the first-aid kit. I recall a chain-owned beauty-parlour recently opened in Porvorim charged us Rs 100 for a tissue apron worn by the hair-cutting person, a flimsy mask worn by the one getting the hair cut, and blue plastic covers for the footwear (in case the virus energetically jumps from shoe to lip defying all expert predictions). I wonder what their budget looks like. These days I wonder what any budget looks like. Numbers-challenged me is fascinated by such things, like I’m fascinated by man going into space. Same level of difficulty. Second ‘grumpphh’ from Shri Husband, this time decipherable, but not for printing in a public space. The budget exercise is over. Estimates, guesses, calculations will play out in real time as the months unfold. Ruksana, Suhasini and Francis have breathed a collective sigh of relief that all was well. Mistakes were caught, errors rectified. Looking backward, I think, in a country where so much is siphoned off, so many under-the-table transactions happening, it’s a joy to know that there are many, many, many people living honest, transparent lives, where every annual budget is accurate and unchallengeable. Viva to the common man, the woman on the street, the little-folk of India.

Covid Events 2021

We’re unlocking ourselves; senior classes and colleges have tentatively opened, Board-examinations have been slotted for May 2021, more than a month later than the usual times, but we’re still teaching on WhatsApp. Mid-year, who knows, the National Education Policy might jolt Goa into improving the lot of future generations: and make government teachers, well, actually teach rather than punch in every morning to justify getting salaries. Actually, I must add, contrary to expectations, the teaching community did very well through the online classroom phase. Some, who hadn’t known how to handle a cellular phone learnt within seven days to record and air lessons on YouTube and take tutorials over Zoom or GoogleMeet/Team. (BTW, I used the word ‘cellular’ phone because according to Shri Husband, who claims—perhaps rightfully--that his English is better than mine, a ‘mobile’ phone should be able to move on its own or be driven, not carried.) Now that the Calangute hordes have gone back to re-infect folks in Karnataka, Maharashtra and wherever else they drove here from, the traffic has thinned on CHoGM Road. (Note: CHoGM is the correct spelling. Chogum is not.) Familiar local thug fights, over long-festering family-feuds, unpaid rents and scarce parking-spaces, have re-started as the drunken tourists have gone. We’re venturing (“Please write ‘masked, sanitized and distanced’,” dictates Shri Husband, peering over my shoulder) out of our territory, our village home, after three-fourths of the year. One (rare) thing we both agree upon: we don’t take punga with any virus. It took god knows how many centuries to eradicate ‘Devi’, the dreaded and highly infectious small-pox which left people with no eyesight and with ugly pock-marks on their faces even when they survived. Praying/fasting didn’t help, inoculations did. Remember polio? That awful virus which made people get sudden high fever and flaccidity and left them lame and helpless for a lifetime? How many drops for how many children over how many years have now conquered it… do the math to see how difficult it was/is to tame a rogue virus. Again, prayers/fasting didn’t work, the vaccine did. If the above two paragraphs were frightening to read, that was the intention. Covid-19 is no common cold. It’s not a Goan/Indian/Asian thing either. Get used to the idea that it’s a ba-ad infection and the only way to beat it is by taking precautions. “Masks, hand hygiene, distancing,” repeats Shri Husband in his irritating (he’s always correct, that’s what makes it irritating) way. So, with every precaution carefully taken, we chose to attend whatever we safely could of IFFI, and the Kesarbai Kerkar Sangeet Sammelan. IFFI first: I missed three days because although the documents were loaded (‘up-loaded’ – that was Shri Husband’s voice in my ear—‘although in your case, loaded might be correct, too.’), no acknowledgement came through my email. A visit to the (really helpful, cheerful and efficiently staffed) counter at the ESG worked. I got my card in a jiffy. After that, we booked our tickets online and dutifully saw what we were entitled to. It wasn’t the same. No queues, no arguments, no wrappers/tissues or tempers flying around. Some things were unchanged: blimp-shaped women wearing translucent dresses with easily viewed, brightly-coloured, gaily-printed underwear competing with similar-looking/dressed men. Filmy-creative-artsy devil-may-care attitudes are fun and common at such events. Staid old me notices and stores in the memory such things. As well as the soggy popcorn at Inox and cold chai in teeny steel conical tumblers at KA. And announcers with semi-Indian accents (love ‘em). College-student ushering highly enthusiastic cine-philes and time-passing retirees, fingering the micro-keyboards on their gadgets at sonic speed as they multi-tasked, messaging friends, checking our e-tickets/temperatures, chit-chatting as they did so. Guards who didn’t look like they were themselves secure, what to say about keeping us that way inside/outside the auditoria. Inside the theatres, it was a pleasant surprise that there was no national anthem to stand to. Aside: we weren’t the only ones who were carrying tiffin from home, going by the dabbas on the table outside the entrances. Missed the out-of-Goa regular IFFI buffs. The Kesarbai Kerkar Sangeet Samaroha: a big, big treat. If I had the money, I’d visit Salzburg or the Sydney Opera or Broadway. If I had the political clout in this country, I would charge that kind of money for attending these utterly delightful concerts. I read that it’s amongst the ten best classical music festivals in the world. With good reason. The curation, the quality of singers, the backdrop (every year it’s memorable) is of very high standard. Shri Husband says so, too, and we all know how hard it is to get a kind word out of him. In spite of the cheer in my life, cannot end this column on a happy note this time. Reason is the Farmers’ rally in Delhi. Biting cold, injustice, the might of the State on protestors, the goons who may have infiltrated the crowd, the forced-to-forget problems of the ex-Servicemen of this country who are asking for their dues--refer ‘One Rank One Pension’ or OROP-- for the last couple of years. Governments may mean well, may want India to be catapulted into the league of the Developed Nations, but if earlier we were terribly slow, now we’re pushing things through without dialogue/discussion; that means many points get missed, often vital ones. Listening to vox populi is democracy. I read today that in the Andamans, bridges will be built. The pros to the population and the cons to the environment need to be discussed over by experts. Without the inputs of environmentalists, modern town-planners/designers and the local population, there will be cause for alarm. In Mollem, the people let the government know they were serious about what they wanted. See what happened about getting the IIT to Goa? People may be unlettered, but we cannot assume they are unintelligent. Development is necessary, so is caution whilst driving towards it. I benefit from the flyovers and broad roads because I can reach Kala Academy, my Pandharpur for all that’s fine in my world, with ease. But there are no footpaths for me to walk on, to reach a grocery-store. No clean/comfortable/regularly-run, fairly-priced, ticket-providing buses that will take me from my home to wherever I want to go. No taxies that won’t fleece me unfairly. In the meanwhile, the broad roads will take many big cars which will keep burning expensive fuel as they search around for parking space. The fields on the sides that grew food, that made Goa pretty, are getting smaller and drier. The number of coconut trees is dwindling as also the number of climbers to get those coconuts down. The newer, more productive varieties of the nut have a different taste and texture. The beaches, once the pride and joy of Goans, have as many plastic bottles/packets as footprints. Or more. “Now look who’s giving the lecture,” Shri Husband said. Always has the last word, he does.

THE NEW NORM

To figure out a new norm, I figured out the old one first. 1984, Bhopal Gas Tragedy, Union Carbide responsible. We made our first many bucks by selling certificates. For a whole year, and the following decade, anyone who wanted to submit to the government that they, or some member of their family, had suffered due to the killer, debilitating gas, came to us. We made a file for them, with certified true copies of their birth certificate, income-certificate from their Panchayat, ration-card and medical certificate, too. We gave death certificates of relatives, real or imagined, for a higher fee, naturally, for they were more difficult to procure (regular printer refused to print because of a superstition). That file would get them a pension for life. Or a one-time grant or some facility or the other from the government. Some even managed to get maal from the company, directly. Smart people. And what did we get? A fee, an income. We did so many people so much good. We also bought our first car. Cars. 1993, the Latur Earthquake. God was kind; we added a floor to our house. Competition had come in, but we were quick. Temporary huts, roofs, beds, gas-cylinders, sale of farmland, licences, paperwork in government offices to apply for subsidies, grants. Our rates were low: two per cent of what anyone got. Fifty rupees extra for the trouble we took to help people out. Competition was negligible. The 2000s have been generous. The Gujarat earthquake. We filmed doctors bandaging wounds, people digging trenches, pitching tents, cooking and transporting food and sold the footage to news channels. We changed with the times. Our rivals were still selling certificates. We’d moved on. Experience matters, see? I didn’t have to worry about my daughter’s dowry. Or my sister’s daughter’s. I donated a hundred and one gilded coconuts to the Siddhi-Vinayak temple. Nothing’s too good for one’s favourite deity, no? 2001, January, the tsunami. We gathered truckloads of clothes, rations, medicines. People were ready to buy cooking oil, petrol, soap, water. Wherever we went, whenever we set up shop, whether in Tamil Nadu or Andhra, it was hard work. Businessmen from all over the country were setting up shop. We had expected to make a tidy profit, but no, the competition kept the prices low. We didn’t make a loss. That’s all I can say. 2006, the Mumbai floods. no luck there. That city has its own network. We did some business and stayed put, which was good, because we do some dhanda annually, nothing spectacular, but regular stuff. Plastic-sheets and gutter-cleaning labour-contracts, mainly. Herbal teas and immunity-boosters were good investments, yes. Natural disasters are a boon, yes. 2013 and 2019, Uttarakhand cloudburst and collapse. We ran there as fast as we could. We’re the experts. We can give you any disaster material anywhere in the country, anytime you want it. Glucose biscuits made locally, packed with wrappers to make them look like the real stuff. When you’re hungry, been out of food for three-four days, tastes the same, whether the biscuits have paraffin or maida. One hundred and ninety-nine percent profit? Arrey, multiply that by ten. You want drinking water? We give. You want paracetamol? We give. You want to call the Army? Ok, we have our limitations, but we try. If you pay, we try. 2020, January. We got a whiff that something was happening, weren’t sure. March, the Pradhan Mantri, bless his chest, announced the Lockdown. Covid-Corona, Virus-Shirus, curfew. Wah. Milk, dal and rice, wheat and sugar, there was money to be made, we thought and the family sat to bounce ideas. It led to nowhere, too many players around. Then, we learnt about the PPEs and masks. When the planet bowed to the whims of a mutant-nucleic-acid, we weren’t prepared, I admit. We learnt overnight, like a million-million others, to do things together that we’d never done before. Online education and WFH is what you think. We’re different. Standing in our balcony at 2000 hours, one particular evening, clapping and banging our thalis with spoons, we realized where the future lay. We raced to make or buy and sell elastic-eared masks. Paper ones, jute ones, synthetic ones, cotton ones. With stripes and zari-work, masculine-looking ones, colourful checks for the style-conscious, bright-motifs for toddlers and old-fashioned ones for old people. Millions of masks at a profit of Rs. 1 per mask comes to… do the math. Disposable gloves, aprons, head-gear. Home-made sanitizers, sanitizer-bottles with/out pumps, sanitizer-bottle-dispensers with foot-operated levers. Chaandi hi chaandi—no, sona hi sona. Life is good, Corona-mata ki jai ho. One of my cousins is negotiating with a dozen hospitals for ventilators and another is having discussions about garbage-removal/disposal contract with a couple of MLAs. Viva. The other day, I walked into a new beauty-parlour at Porvorim. Nothing they can do can make me beautiful, for that I’d need a jadugar, no less, I agree. What impressed me was, they were charging Rs 100 for a safety ‘kit’ which including plastic footwear covers. Now, to tell customers that the present mutant might jump from ground to nostril and endanger all around was novel. I came from there a wiser woman. The new norm requires one to be quick-thinking, a step ahead of the others in the race. It’s not about selling home-made ladoos/chaklis. It’s not about tailoring your own clothes or making family movies and putting them on YouTube/FB/Instagram to bore relatives on the other side of the planet. The new norm is about frightening people or convincing them that they should be frightened—or at least more responsible until the vaccine takes over—and buy chappal-covers in barber-shops so we can enjoy the hospitality of Bank Managers, get a free diary/calendar for 2021. It’s when you compare the new norm with the old that the picture becomes clear: whilst change is the only constant, as things have been, things remain.